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How to Play Ninety-Nine

Ninety-Nine is a quick counting game for three or more with a sting: the total climbs, the specials get played, and someone has to go over.

The rules

  1. Three players (you and two computers), three cards each, three tokens each.
  2. On your turn play one card, add its value to the running total, announce the new total, and draw a card.
  3. Values: 2 to 8 face value; 9 adds nothing; 10 subtracts ten; jack and queen add ten; king sets the total to 99; ace adds one; 4 adds nothing and reverses the direction of play.
  4. If your card pushes the total past 99, you lose a token and a new round starts at zero with the loser leading. A player with no tokens is out.
  5. The last player with a token wins.

Playing on kawu

Each card in your hand shows what it would do to the total; cards that would bust are dimmed. When every card busts, you must play one. Hint shows the hard computer's choice.

Then read the Ninety-Nine strategy.

Frequently asked questions

What happens when the total is exactly 99?

Nothing yet: 99 is safe. The next player must play a 9 (adds nothing), a 4 (adds nothing and reverses), a 10 (brings it down to 89) or a king (keeps it at 99), or they bust.

Does a king at 99 count as going over?

No. A king sets the total to 99 whatever it was, so it is always safe and is the classic card to hold for a crisis.

What if the stock runs out?

The played pile, except its top card, is shuffled to make a new stock.

Last updated 2026-10-21

Play Ninety-Nine now →Ninety-Nine strategy